Although some people with disabilities have been able to find an employer who is willing to make accommodations for them, many have not. And those people, who either have recently been laid off or have spent a long time looking for a job, often find themselves unable to receive, or continue receiving, unemployment benefits.
Many of those people are turning to Social Security Disability Insurance (SSDI) for an income source.
Many of the people who apply for SSDI are from the baby boomer generation and have worked for most of their lives. Some applicants are near qualifying for retirement benefits and many have acquired a work-related disability after many years of employment. While remaining at work is preferable, complications from acquiring a disability can become overwhelming; these complications force people into early retirement or into changing careers, which can rapidly use up any savings they may have.
But those who decide to apply for SSDI can become frustrated.
Many attempt it on their own and give up after the first letter of denial, not realizing they are one of many who need to file an appeal. Some will look for an attorney after seeing an ad on TV, but these attorneys are not necessary until later in the process, and can slow your initial progress.
Most applicants will receive a letter of denial after submitting their first application and although the statements are discouraging, it is important to file for an appeal as soon as possible. If someone is denied benefits following an appeal, they can then file for a court hearing.
It is helpful to find someone who knows how to go through the process. Summit can provide assistance in filing for benefits.
Whether someone is filing online or on paper, it is important to include details. Some do not realize the importance of including other health issues. They may be filing because of an injury on the job but if they also have arthritis or asthma, it is important to mention these conditions as well. By providing more details, applicants are drawing a picture to help Social Security get a better understanding of their situation.
Summit can provide free assistance in all four of our offices. We help with initial applications, any paperwork, filing for appeals, and filing for a hearing.
Ask for application assistance from our specialists!
Missoula: Andrea 1(800) 398-9002
Kalispell: Flo 1(800) 995-0029
Hamilton: Joanne 1(800) 398-9013
Ronan: Michelle 1(866) 230-6936